THE PROTECTION YOU NEED TO HAVE

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BY MANAGING ATTORNEY

DANIELA MADRID HADGES

PERSONAL INJURY: THE PROTECTION YOU NEED TO HAVE!  It’s all over the news, many people have lost their jobs and alcoholism is at an all-time high. What does that mean for our Las Vegas drivers? There are more intoxicated drivers driving without insu…

PERSONAL INJURY: THE PROTECTION YOU NEED TO HAVE!

It’s all over the news, many people have lost their jobs and alcoholism is at an all-time high. What does that mean for our Las Vegas drivers? There are more intoxicated drivers driving without insurance! Read that again!

While we can’t control what others do, we can ensure that we are protected as best as possible. Many drivers believe they are properly protected by having “full coverage” insurance, what they don’t realize is that “full coverage” is typically referring to their vehicle coverage.

However, when we are in an accident, our physical health is what is really at stake. Yet, most drivers do not insure themselves nor are they aware that there is coverage available under their car insurance called Uninsured/ Underinsured coverage. So what is Uninsured/Underinsured coverage?

Uninsured / Underinsured Motorist protects you if you or your passengers are injured in an accident in which the other driver is at fault and either does not have insurance (uninsured) or does not have enough insurance (underinsured) to pay all of your loss, this coverage pays for the medical costs you and your passengers incur as well as pain and suffering.

Unfortunately, the state minimum coverage requirement in Nevada is $25,000 per person $50,000.00 per accident. Consequently, leaving you or your passengers in a difficult position if there are injuries. In many cases, the initial treatment provided by the ambulance and hospital will take up the other driver’s limits, not leaving much to seek additional treatment or compensate you for your pain and suffering.

Having UM/UIM on your policy, gives you the ability of being able to continue treatment for injuries caused by the at fault driver and obtaining compensation for your pain and suffering.

Protect yourself and always Lawyer Up!

DUI checkpoint

DUI & MARIJUANA LAWS

As you are all aware, recreational use of marijuana is now legal in Nevada for those 21 years of age or older. But just like alcohol, driving while under the influence of marijuana is still a crime.

Per Nevada law, a person is “under the influence of marijuana” if 1) the marijuana has impaired the driver’s ability to operate the motor vehicle safely, OR 2) the driver’s blood contains 2 nanograms per ml. of marijuana or 5 nanograms per ml. of marijuana metabolite.

The effects of marijuana can last for many hours and stays in a person’s system for days. So if you smoke today and get pulled over tomorrow, the blood work will show marijuana in your system. Although the levels of marijuana in your system may be lower than the legal limit, you can still be convicted of DWI if the prosecutor is able to show you were unable to operate your vehicle safely.

Nonetheless, there are many factors a prosecutor will need to prove in order to get a conviction. I have tried hundreds of DUI/DWI cases with an unquestionable success rate and can help you with your case.

With that being said, smoke responsibly and always Lawyer Up!

BUSINESS LAW

BUSINESS LAW: WHEN MINDING YOUR BUSINESS MATTERS.

When entrepreneurs need a business partner they look to people they trust. Which makes sense why most people “shake on it” when entering into a business partnership. Some may even go as far as putting a basic agreement in writing but very few people seek an attorney when drafting a partnership agreement. Not doing so sets your business up for failure or worse, it sets your business up for litigation.

Like most relationships, everything is great in the beginning but as things progress and money is involved, the disputes arise.

That is why it is of upmost importance to have an agreement drafted from the start. Not only is an agreement essential, it must be a well written agreement.

A wise person once said, “mind your business and always Lawyer Up!”

COVID19 real estate

REAL ESTATE LAW: THE IMPACTS OF CORONAVIRUS.

Because of the effects of Covid-19 many people unexpectedly lost their jobs. While the government has provided some relief in the form of stimulus checks and options for deferring mortgage or car payments, what happens to those that are in the process of buying a home?

Once your offer to purchase a home is accepted, both parties sign a real estate purchase agreement. However, the process isn’t complete until about 30-45 days after or longer if your are purchasing a home that has to be built.

That means your loan may not be finalized until closer to the end of the transaction. So what happens if after you’ve signed the purchase agreement you can no longer get approved for a loan because you lost your job or your income was reduced dramatically?

A good real estate agent will ensure that your loan contingency does not expire, however, it is not always possible to extend contingencies.

In most cases, if you cancel a purchase agreement and there are no outstanding contingencies, you lose your deposit. However, there are ways an attorney can cancel an agreement and fight to have your deposit returned. Needless to say, it pays to have an attorney as your real estate agent.

When purchasing your dream home, always Lawyer Up!

This blog does not provide, and should not be construed as providing, legal advice. Consequently, no attorney client relationship is formed. For legal assistance, please contact our offices. 

Copyright © 2020 Madrid Hadges & Associates, PLLC, All rights reserved.

 
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