May 18, 2023 | Uncategorized

The Protection You Need To Have – House Of Law

It’s all over the news, many people have lost their jobs and alcoholism is at an all-time high. What does that mean for our Las Vegas drivers? There are more intoxicated drivers driving without insurance! Read that again!

While we can’t control what others do, we can ensure that we are protected as best as possible. Many drivers believe they are properly protected by having “full coverage” insurance, what they don’t realize is that “full coverage” is typically referring to their vehicle coverage.

However, when we are in an accident, our physical health is what is really at stake. Yet, most drivers do not insure themselves nor are they aware that there is coverage available under their car insurance called Uninsured/ Underinsured coverage. So what is Uninsured/Underinsured coverage?

Uninsured / Underinsured Motorist protects you if you or your passengers are injured in an accident in which the other driver is at fault and either does not have insurance (uninsured) or does not have enough insurance (underinsured) to pay all of your loss, this coverage pays for the medical costs you and your passengers incur as well as pain and suffering.

Unfortunately, the state minimum coverage requirement in Nevada is $25,000 per person $50,000.00 per accident. Consequently, leaving you or your passengers in a difficult position if there are injuries. In many cases, the initial treatment provided by the ambulance and hospital will take up the other driver’s limits, not leaving much to seek additional treatment or compensate you for your pain and suffering.

Having UM/UIM on your policy, gives you the ability of being able to continue treatment for injuries caused by the at fault driver and obtaining compensation for your pain and suffering.

Protect yourself and always Lawyer Up!

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